How To Use Apple Pay?

• Waving your iPhone near a point of sale terminal is all it takes to use Apple Pay to make a purchase at numerous retail establishments (though you need to approve the purchase with Touch ID or Face ID).
• You can add numerous credit cards to the Wallet app, designate a default card, and quickly switch between them.
• All transactions are recorded in the Wallet app, which you may access at any time.

Apple Pay is a “digital wallet” that works with Apple products such as the iPhone and Apple Watch. It’s a feature that allows you to make mobile payments using your device rather than your wallet, purse, credit cards, or cash.

Although there are several competing mobile payment systems, including Google Pay and Samsung Pay for Android smartphones, Apple Pay has grown extremely popular, with around three-quarters of the top US shops accepting it. You’ll soon be able to use Apple Pay to ride the subway in New York City.

Want to keep your money in your pocket while using Apple Pay on your phone? How to set it up and use it is outlined below.

How to Make Apple Pay Work for You

If you want to use Apple Pay on multiple devices, you’ll need to set it up on each one separately. Read our article “How to use Apple Pay on an Apple Watch with your debit or credit card” to learn how to set up your Apple Watch.

On an iPhone, here’s how you set up Apple Pay.

1. Open the Wallet app on your iPhone.
2. In the upper right corner of the screen, tap the plus sign.
3. On the introduction page, tap “Continue,” and then prepare to add your credit or debit card to your iPhone.
4. Add a credit card by placing the phone on top of the card and allowing the iPhone to read the number from the front of the card.
5. Finish by clicking “Next,” then providing the expiration date and security code.
6. Go to the Terms and Conditions section. After you’ve reviewed the information, click “Agree.”
7. Your iPhone will try to verify the card with the credit card company and then add it to your wallet. Some credit cards will do this automatically, while others will require you to submit a verification code or otherwise connect with your credit card issuer.

The card should appear in your wallet once you’ve completed this process. Repeat the process for any other credit cards you’d like to add.

How to change Apple Pay’s default credit card

You can choose which card to use by default when making a purchase if you have numerous cards in your Apple Wallet.

1. Open the Settings app and select “Wallet & Apple Pay” from the drop-down menu.
2. Select the card you wish to use by tapping “Default Card.”

How to use your iPhone to make an Apple Pay payment

The convenience of using Apple Pay on your phone is its best feature. It almost works on its own; you don’t have to go out of your way to use it to make purchases. Here’s how you go about it:

1. When you’re ready to pay, place your iPhone in front of the POS terminal. You may need to search for the Apple Pay or wireless sign to figure out where to place the phone. If you’re not sure where to put it, ask the cashier.
2. The wallet app should open on its own.
3. Use Touch ID or Face ID to approve the transaction if you want to use the default credit card. If you wish to switch to a different card before approving the transaction, tap the card you want to use.

How do you check the history of your Apple Pay transactions?

You can see a list of transactions done with any card in your Apple Pay wallet at any moment.

1. Launch the Wallet application.
2. Tap on any card you’d like to examine. A list of all transactions made with that card should appear under it.
3. If you don’t notice any transactions, it’s possible that the transaction history has been disabled. Tap the black circle with three dots at the upper right of the credit card screen to turn it on. Make certain that “Show Hi” is selected.